PALLADINO, Judge.
Bart Cullins and Valerie Cullins (Appellants) appeal from a decision of a hearing examiner which affirmed the Pennsylvania Housing Finance Agency's (Agency) denial of Appellants' application for mortgage assistance under the Homeowner's Emergency Assistance Act (Act).
In 1986, Appellants purchased property in Nazareth, Pennsylvania with a mortgage from Valley Federal Savings and Loan Association (Valley...
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