BEASLEY, Judge.
Defendant USAA Property & Casualty Insurance Company was granted interlocutory appeal from the trial court's denial of its motion for summary judgment. Plaintiff Wilbur claims $50,000 of survivor's no-fault benefits (PIP) following his wife's death. He also alleges that USAA acted in bad faith in refusing the claim and seeks a 25 percent penalty, attorney fees, and punitive damages in the amount of
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