GARDNER, Judge:
First Federal Savings & Loan Association of South Carolina (First Federal) instituted this action against Julia S. DeHart (DeHart) seeking judgment for a deficiency on a consumer loan note resulting from the repossession and resale of an automobile. DeHart's answer alleged, inter alia, a general denial. She later amended her answer to join Dodge City of Spartanburg, Inc., (Dodge City) as a third-party defendant and to include a counterclaim...
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