OPINION AND ORDER EXCEPTING DEBT FROM DISCHARGE
WALTER J. KRASNIEWSKI, Bankruptcy Judge.
This matter is before the Court upon Jeffrey Phillips' ("Debtor") complaint to determine dischargeability of an educational debt (the "Loan") owed to Great Lakes Higher Education Corp. ("Lender") under 11 U.S.C. § 523(a)(8). Upon consideration of the evidence adduced at trial, the Court finds that the Loan should be excepted from discharge.
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