McMURRAY, Presiding Judge.
The estate of Bell ("estate") and Northwest Georgia Bank ("bank") brought suit against Southern Fire & Casualty Company ("Southern Fire") to collect insurance covering business premises occupied by John R. Woodruff and W. W. Auto Parts ("Woodruff"). Woodruff was named as a party defendant and he cross-claimed against Southern Fire seeking insurance proceeds and bad faith penalties under OCGA § 33-4-6.
The estate and the...
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