MEMORANDUM
BLAKE, United States Magistrate Judge.
The United States of America filed this action against National Financial Services (N.F.S.), Robert J. Smith (Smith), and N. Frank Lanocha (Lanocha), alleging that defendants' collection activities violated the Fair Debt Collection Practices Act, 15 U.S.C. section 1692 et seq. (FDCPA). This case has been referred to the undersigned magistrate judge by consent of the parties for final disposition, pursuant...
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