MEMORANDUM
GILES, District Judge.
I. INTRODUCTION
Plaintiff Federal Kemper Insurance Company ("Kemper") filed a complaint for declaratory judgment with this court on June 25, 1992. Jurisdiction is based upon diversity of citizenship.
In June, 1991, defendant Erica Reager ("Reager") was injured while a passenger in a car driven by Kerry Darkes ("Darkes"). Reager has asserted that the accident occurred as a result of Darkes' negligence, and...
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