MEMORANDUM AND ORDER
WILLIAM A. HILL, Judge.
The plaintiff, Avco Financial Services, Inc. (Avco), commenced the above-captioned adversary proceeding on May 4, 1992, seeking a determination that the sum of $9,617.00 being the balance due on a loan made to the Debtors is nondischargeable pursuant to section 523(a)(2)(B) of the United States Bankruptcy Code. The Debtors generally deny the allegations with their principal defense centering upon the elements...
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