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IN RE BRECKINRIDGE

Bankruptcy No. 3-91-04397(1)7.

140 B.R. 642 (1992)

In re Robert Guy BRECKINRIDGE, Mildred Beth Breckinridge, Debtor(s).

United States Bankruptcy Court, W.D. Kentucky.

April 30, 1992.

Attorney(s) appearing for the Case

Dennis E. Kurtz, Louisville, Ky., for debtors.

James McDonough, Louisville, Ky., for citizens.

J. Baxter Schilling, Louisville, Ky., Trustee.

MEMORANDUM OPINION

HENRY H. DICKINSON, Bankruptcy Judge.

This Court is confronted with an unusual issue of Kentucky law involving the effect of a "future advance" clause in two consumer loan transactions in determining whether to allow the debtors to redeem a 1986 Caprice ("auto") under the provisions of 11 U.S.C. § 722.

FACTS

On or about February 27, 1987, Robert and Mildred Breckinridge ("Debtors") obtained from Creditor, a purchase...

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