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GREENTREE ASSOCIATES v. USF & G.

256 N.J. Super. 382 (1992)

607 A.2d 175

GREENTREE ASSOCIATES, PLAINTIFF-APPELLANT, v. UNITED STATES FIDELITY & GUARANTY COMPANY, DEFENDANT-RESPONDENT.

Superior Court of New Jersey, Appellate Division.

Decided May 14, 1992.

Attorney(s) appearing for the Case

John J. Welch argued the cause for appellant (John J. Welch and Robert Ruggieri on the brief).

James J. Horan argued the cause for respondent (Minichino & Mautone, attorneys, James J. Horan on the letter brief).

Before Judges R.S. COHEN, A.M. STEIN and KESTIN.

The opinion of the court was delivered by R.S. COHEN, J.A.D.

This appeal requires us once again to explore the breadth of an automobile liability insurer's coverage obligation for a "loading and unloading" accident. The specific question is whether a general contractor who is charged with failure to supervise a construction site is a "user" of a subcontractor's construction vehicles when an employee of the subcontractor is injured during the refueling of one of the...

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