SHELBY MUTUAL INS. CO. v. ASKINS

1747

307 S.C. 81 (1992)

413 S.E.2d 855

SHELBY MUTUAL INSURANCE COMPANY, Respondent v. C.B. ASKINS and Dave Tisdale, individually and d/b/a Lake City Heating and Air Conditioning Co., Everett Moore, Warren L. Moore, The Aetna Casualty & Surety Co., Westchester Fire Insurance Co., U.S. Fire Insurance Co., Great American Insurance Co., and Reliance Insurance Co., of whom C.B. Askins and Dave Tisdale, individually and d/b/a Lake City Heating and Air Conditioning Co., are the Appellants, and Everett Moore, Warren L. Moore, The Aetna Casualty & Surety Co., Westchester Fire Insurance Co., U.S. Fire Insurance Co., Great American Insurance Co. and Reliance Insurance Co., are Respondents.

Court of Appeals of South Carolina.

Decided January 6, 1992.


Attorney(s) appearing for the Case

E. LeRoy Nettles, Sr. of Nettles, Turbeville & Reddeck, Lake City, for appellants.

Julius W. McKay, II of McKay, McKay & Henry, Wilburn Brewer, Jr., and Marcus A. Manos, Columbia, J. Edward Bell, III of Bell & Bagley, Sumter, Saunders M. Bridges, Jr. of Bridges & Orr, L. Hunter Limbaugh of Willcox Law Firm, and Michael M. Nunn of Coleman, Aiken & Chase, Florence, for respondents.


Heard Nov. 11, 1991.

Decided Jan. 6, 1992.

CURETON, Justice:

This is a declaratory judgment action to determine whether several insurance companies have a duty to defend and provide coverage to C.B. Askins and Dave Tisdale, individually and d/b/a Lake City Heating and Air Conditioning Co. (Lake City Heating). The trial court held Lake City Heating was not a named insured under any of the policies before the court. The court found no basis on which...

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