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VOORHEES v. PREFERRED MUT. INS. CO.

128 N.J. 165 (1992)

607 A.2d 1255

EILEEN VOORHEES, PLAINTIFF-RESPONDENT, v. PREFERRED MUTUAL INSURANCE COMPANY, DEFENDANT-APPELLANT.

The Supreme Court of New Jersey.

Decided June 17, 1992.

Attorney(s) appearing for the Case

Anthony P. Pasquarelli argued the cause for appellant (Methfessel & Werbel, attorneys).

Francis X. Garrity argued the cause for respondent (Garrity, Fitzpatrick, Graham, Hawkins & Favetta, attorneys; Francis X. Garrity and Rudolph G. Morabito, on the brief).

David J. D'Aloia submitted a brief on behalf of amicus curiae, National Association of Independent Insurers (Saiber, Schlesinger, Satz & Goldstein, attorneys; David J. D'Aloia, Joan M. Schwab, and Mary Fran Farley, on the brief).

The opinion of the Court was delivered by GARIBALDI, J.

The primary issue in this appeal is whether a homeowner's insurance policy providing coverage for bodily injuries caused by the insured will cover liability for emotional distress accompanied by physical manifestations. We hold that it will. Further, we hold that the event causing the distress will be deemed an accidental occurrence entitling the insured to coverage when the insured's actions, although intentional...

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