OPINION
HATHAWAY, Judge.
This appeal is taken from a declaratory judgment that appellant Alcala was not an "insured person" under an automobile insurance policy. The material facts are not in dispute. Appellant was injured as a result of an accident between an automobile and a motorcycle on which she was riding as a passenger. The motorcycle was operated by Leo Salazar, the automobile by Herman Smith. Smith's negligence was the sole cause of the accident...
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