Rehearing and Rehearing En Banc Denied July 30, 1992.
HUNGATE, Senior District Judge.
These cross-appeals arise from an action brought by the appellant insurer seeking a declaratory judgment that it has no duty to defend or to pay any judgment rendered in a state court action against appellees/cross-appellants Clarence Alford, Jr. ("Clarence"), Brenda Morgan ("Brenda") and Danny D. Stultz, Jr. ("Danny").
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