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IN RE ROSSOW

Bankruptcy No. 91-13400 K.

147 B.R. 1 (1992)

In re James & Leilani ROSSOW, Debtor.

United States Bankruptcy Court, W.D. New York.

March 5, 1992.

Attorney(s) appearing for the Case

Kenneth R. Hiller, Jeffrey Freedman Attorneys at Law, Buffalo, N.Y., for debtor.

Morris L. Horwitz, Horwitz and Frankel, Tonawanda, N.Y., for Unit No. 1 Federal Credit Union.

INTRODUCTION

MICHAEL J. KAPLAN, Bankruptcy Judge.

A creditor partially secured by a lien on a 1990 Pontiac Grand Am has objected to confirmation of the Debtors' Chapter 13 Plan on the grounds that although the Plan does propose to pay the creditor the present "value" of the vehicle over time, the value proposed to be paid is less than the full retail value of the car as a used vehicle.

At hearing at the Niagara Falls term of Court on February 20...

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