MEMORANDUM
GUNN, District Judge.
This is a declaratory judgment action brought by an insurer, Royal Indemnity Co. (Royal), against its insured, E. Louis Werner, Jr. The Court has jurisdiction based on diversity of citizenship because the amount in controversy exceeds $50,000 and defendant resides in Arizona while plaintiff is a Delaware corporation with its principal place of business in North Carolina. See 28 U.S.C. § 1332(a).
Werner...
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