OPINION
GAWTHROP, District Judge.
This case raises an interesting question in an area of frequent recurrence in this forum: divining the meaning of an insurance policy.
Plaintiffs sustained water damage to some personal property when their water heater broke, burst, or exploded on April 23, 1991. Plaintiffs filed a claim on their insurance policy with defendant. The parties were unable to agree on the amount of compensation to be paid by defendant...
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