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IN RE FREEMAN

No. 91-7341.

956 F.2d 252 (1992)

In re James E. FREEMAN, Debtor. SNAP-ON TOOLS, INC., Plaintiff-Appellant, v. James Edward FREEMAN, Defendant-Appellee, Thomas E. Reynolds, Trustee.

United States Court of Appeals, Eleventh Circuit.

March 23, 1992.

Attorney(s) appearing for the Case

Ruth Simmons Capra, Birmingham, Ala., for plaintiff-appellant.

Cindee Dale Holmes, Morris & Vann, Birmingham, Ala., for defendant-appellee.

Before KRAVITCH, Circuit Judge, GODBOLD and JOHNSON, Senior Circuit Judges.

GODBOLD, Senior Circuit Judge:

This is an appeal by a creditor from a bankruptcy court judgment permitting debtor to avoid the creditor's lien as a non-possessory, non-purchase money security interest. We affirm.

Freeman is an auto mechanic. Beginning some time before June 1987, a Snap-On dealer sold tools to Freeman on a non-interest bearing "Revolving Account" (RA) basis. In February 1988 Freeman purchased new tools, and the dealer assigned his interest...

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