OPINION
MURRAY M. SCHWARTZ, Senior District Judge.
This is an action brought by plaintiffs against defendants for alleged violations of the Fair Debt Collection Practices Act, 15 U.S.C.A. §§ 1692 et seq. ("FDCPA" or "the Act"). On January 3, 1991, the court disposed of several issues in this case on summary judgment. Beattie v. D.M. Collections, Inc.,
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