MEMORANDUM
NANGLE, District Judge.
Plaintiffs John Smith, Linda Allen (Smith's legal guardian), St. Louis University, and SSM Health Care, brought this claim under the Employee Retirement Income Security Act of 1974 ("ERISA"), 29 U.S.C. § 1001, et seq., and the Consolidated Omnibus Budget Reconciliation Act of 1985 ("COBRA"), 29 U.S.C. § 1161 et seq. (West Supp.1991), seeking to recover $122,140.74 in health insurance benefits, and...
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