RIGGS, Judge.
Plaintiff Allstate Insurance Co. (Allstate) seeks a declaratory judgment that defendant American States Insurance Co. (American) is liable under the omnibus clause of its automobile insurance policy. The trial court granted Allstate's motion for summary judgment. American appeals, and we affirm.
The material facts are not in dispute. Canby Ford, an automobile dealership and garage, loaned Oathes a used Ford Bronco as a substitute for his car...
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