AMENDED OPINION
ROBERT L. CARTER, District Judge.
This case illustrates how ineptitude and dilatory tactics can complicate a relatively simple matter.
BACKGROUND
These consolidated actions relate to a 90-day renewable certificate of deposit, in the amount of approximately $500,000, issued by National Westminster Bank (the "Bank"). It is disputed whether the account was held solely by Benjamin Ghitelman or jointly by Benjamin Ghitelman and...
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