MEMORANDUM OF DECISION AND ORDER
PREGERSON, Circuit Judge, sitting by designation.
On December 18, 1990, this matter, which involves an insurance coverage dispute, came before the Court on cross-motions for summary judgment. The plaintiffs were represented by their counsel, Thomas R. Bostock of Warden, Christiansen, Johnson, & Bird, of Kalispell, Montana. Defendant, Horace Mann Insurance Company, was represented by its counsel, Kim L. Ritter, of Milodragovich...
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