MEMORANDUM OPINION
BRIAN BARNETT DUFF, District Judge.
The plaintiff, Gordon B. Phillips, as guardian for his son James G. Phillips, seeks to recover nearly $500,000 in insurance benefits that he claims have been wrongly withheld by the defendant, Lincoln National Life Insurance Company ("Lincoln"). Mr. Phillips has sued Lincoln pursuant to § 502(a)(1)(B) of the Employee Retirement Income Security Act of 1974 ("ERISA"), 29 U.S.C. § 1132(a)(1)(B...
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