CARTER, Justice.
Gregory Sweet was killed in an automobile accident on June 17, 1988. His father, Jaron Sweet, was insured under an automobile policy which had been issued by the defendant, Allstate Insurance Company (Allstate). Among the coverages which that policy provided was insurance against underinsured motorists. That coverage provided for payment of damages for bodily injury or death which the named insured, Jaron Sweet, or other persons residing in his household...
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