CACIOPPO, Presiding Judge.
James Lowther was injured in a motorcycle accident. The operator of the automobile involved in the accident did not have sufficient insurance to cover Lowther's medical expenses. Lowther filed a claim with his own insurance company, Nationwide Insurance Company, pursuant to the underinsured motorist provision of his insurance policy.
At the time the accident occurred, Lowther had more than one Nationwide policy in effect, which insured...
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