MEMORANDUM AND ORDER
TORRES, District Judge.
I. BACKGROUND
This is an action by the parents of a young man who recently died of AIDS in which the parents seek to recover the proceeds of a policy of insurance on their son's life. The insurer's records indicate that the decedent never designated a beneficiary. In the absence of such a designation, the policy provides for payment to the following persons, if any, in the following order of priority...
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