HARLINGTON WOOD, Jr., Circuit Judge.
When Roxolana Harasymiw filed bankruptcy, among her creditors was the Selfreliance Federal Credit Union ("Selfreliance"). The bankruptcy court ruled that Harasymiw's obligation was nondischargeable either under 11 U.S.C. § 523(a)(2)(B) as a debt incurred through a written material misrepresentation or under 11 U.S.C. § 523(a)(4) as a debt incurred through fraud or defalcation while acting in a fiduciary capacity. The...
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