The opinion of the Court was delivered by SCALERA, J.A.D.
This case involves a dispute between two insurance companies over the liability insurance coverage for an automobile accident.
While we question whether the facts were properly established below (for reasons stated later), for our purposes we will assume them to be as follows: Darren Mingo (Mingo) was 17 years old and lived with his mother Diane Miller (Miller) in Atlantic City. He had a New Jersey...
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