MEMORANDUM AND ORDER
WEXLER, District Judge.
Plaintiff Terrance J. Milbauer ("Milbauer") brings this action pursuant to the Fair Credit Reporting Acts of the United States, see 15 U.S.C. § 1681 (the "Federal Act") and of the State of New York, see N.Y.Gen.Bus.L. § 380 (McKinney 1987) (the "State Act") (collectively the "Acts"). According to Milbauer, defendant TRW, Inc. ("TRW"), a consumer reporting agency engaged in the business...
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