RULING ON MOTIONS FOR SUMMARY JUDGMENT
JOSÉ A. CABRANES, District Judge:
This action arose out of a collection letter dated May 18, 1988, which James G. Gaynor ("defendant"), an attorney, sent to Elizabeth Rosa ("plaintiff"). Plaintiff claims that the letter violated the Fair Debt Collection Practices Act ("FDCPA"), 15 U.S.C. 1692 et seq., because it (1) threatened to take legal action defendant could not or did not intend to take, (2) misrepresented...
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