OPINION
NIERENGARTEN, Judge.
Pennsylvania General Insurance Company (Penn General) appeals the trial court's judgment, entered pursuant to a directed verdict, reforming respondents' automobile insurance policy to include underinsured motorist (UIM) coverage totalling $500,000 per person and $1,000,000 per occurrence, after stacking.
FACTS
In early 1978, respondent David Westendorf telephoned an insurance agent and long-time friend of the...
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