OPINION
HOWARD, Judge.
FACTS AND PROCEDURE
This is an appeal from a judgment in an action for declaratory judgment filed by State Farm Fire & Casualty Co. The record shows that three-year-old Briana Powers, the daughter of James and Christine Powers, was seriously injured in a spa located at the home of a friend. The minor daughter sued the landowner and her parents for negligence.
At the time of the accident the Powers had a homeowner...
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