OPINION
HOWARD, Judge.
FACTS AND PROCEDURE
This is an appeal from the granting of a cross-motion for summary judgment. On September 17, 1984, Metro Home Loans, Inc. (MHL), the owner of Lot 22, Los Gatos, located at 8601 Via del Sol in Scottsdale, Arizona, executed a warranty deed of the property to "D.M. Conrad, a single man." In conjunction with the transfer "D.M. Conrad" executed two deeds of trust naming MHL as beneficiary to secure two loans, evidenced...
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