MEMORANDUM OPINION
FEIKENS, District Judge.
This declaratory judgment action is before me for final disposition on cross motions for summary judgment. Jurisdiction is based on 28 U.S.C. § 1332, diversity of citizenship. Accordingly, I must apply Michigan's substantive law.
Plaintiff Ray Industries, Inc. ("Ray") originally filed this suit, seeking to establish coverage under insurance policies issued to it by defendant Liberty Mutual Insurance...
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