GOLDBERG, Circuit Judge:
Appellants in this choice of law case would have us strap on mountaineering gear and scale the Pikes Peak of usury law — Colorado law. As amateur cartographers, we are certainly willing, and do, survey the undulations of the mountain, but the appellants have ill-equipped us with the necessary apparatus for a wintery ascent. Without crampons, ice axes, and other snowy habiliments, such a climb would be ill-advised. Using our transit...
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