OPINION
PER CURIAM:
In July of 1984, respondent, Ray Lucas, telephoned appellant, Lucini/Parish Insurance, Inc., regarding crop insurance. Lucas called Parish again on August 9, 1984, to commence coverage. Lucas testified that Parish assured him that coverage was effective immediately. Parish denied that he gave any such assurances to Lucas. Parish sent Lucas a certified letter the following day stating that a signed application was necessary to bind the...
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