OPINION
ZAPPALA, Justice.
On March 24, 1983, Carl Mitchell was struck by a motorcycle while crossing an alley in Johnstown, Pennsylvania. The motorcycle was owned by Louis Wattman and operated by Michael Wattman. At the time of the accident, the motorcycle was insured by Appellant, Public Service Mutual Insurance (PSMI). Carl Mitchell, a minor, was uninsured and was not covered by any insurance policy providing no-fault benefits.
The minor's mother...
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