MEMORANDUM OPINION AND ORDER
STEPHEN A. STRIPP, Bankruptcy Judge.
This opinion and order shall address the objection of the State of New Jersey, Division of Motor Vehicles ("DMV") to confirmation of the debtor's plan for adjustment of her debts under Chapter 13 of Title 11, United States Code ("Bankruptcy Code" or "Code"). The debtor was assessed surcharges under N.J.S.A. 17:29A-35 (the "Merit Rating Plan") as a result of convictions for motor vehicle violations...
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