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  5. 753 S.W.2d 405 (1988)
 

FIRST NAT. INDEM. CO. v. FIRST BANK AND TRUST OF GROVES

No. 09-87-157 CV.

753 S.W.2d 405 (1988)

FIRST NATIONAL INDEMNITY COMPANY, Appellant, v. FIRST BANK AND TRUST OF GROVES, TEXAS, Appellee.

Court of Appeals of Texas, Beaumont.

June 30, 1988.

Attorney(s) appearing for the Case

Ron J. West, Houston, for appellant.

Clint Lewis, Beaumont, for appellee.

OPINION ON APPELLEE'S MOTION FOR REHEARING

DIES, Chief Justice.

The opinion of this court dated April 28, 1988, is withdrawn and this opinion is substituted.

Appellant, First National Indemnity Company, issued a credit insurance policy to Appellee, First Bank and Trust of Groves, Texas. The bank suffered a loss on an improvement loan and thereafter demanded indemnity from Appellant. Indemnity was not given, and Appellee filed suit for the loss, attorney...

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