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TONKOVIC v. STATE FARM MUT. AUTO. INS.

513 Pa. 445 (1987)

521 A.2d 920

John TONKOVIC, III, Appellant, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Appellee.

Supreme Court of Pennsylvania.

Decided March 2, 1987.

Reargument Denied May 6, 1987.

Attorney(s) appearing for the Case

Richard C. Angino, Joseph M. Melillo, Harrisburg, for appellant.

Richard H. Wix, Harrisburg, for appellee.

Before NIX, C.J., and LARSEN, FLAHERTY, McDERMOTT, HUTCHINSON, ZAPPALA and PAPADAKOS, JJ.

OPINION OF THE COURT

PAPADAKOS, Justice.

The issue presented by this appeal is whether Appellant, John Tonkovic, III, is bound by an exclusionary clause in an insurance contract, where such clause was unilaterally inserted by Appellee, State Farm Mutual Automobile Insurance Company, subsequent to Appellant's application and premium payment being accepted by Appellee, through its agent, for disability insurance coverage without any exclusion; and where such...

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