MEMORANDUM-DECISION AND ORDER
McCURN, District Judge.
This is an action pursuant to § 701(a)(1) of the Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691(a)(1). A non-jury trial was held between April 27 and May 4, 1987. The following constitutes this court's opinion consistent with Fed.R.Civ.P. 52.
I. BACKGROUND
On June 12, 1980, plaintiff, Sally Gross, filed suit against the United States Small Business Administration (SBA...
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