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CHENEY v. BELL NAT'L LIFE INS. CO.

No. 842, September Term, 1986.

70 Md. App. 163 (1987)

520 A.2d 402

THERESA M. CHENEY v. BELL NATIONAL LIFE INSURANCE COMPANY.

Court of Special Appeals of Maryland.

February 4, 1987.

Attorney(s) appearing for the Case

Joseph A. Miklasz, Glen Burnie, for appellant.

Ira L. Oring (George F. Pappas and Melnicove, Kaufman, Weiner, Smouse & Garbis, P.A. on brief), Baltimore, for appellee.

Argued Before GILBERT, C.J., and WEANT, and GARRITY, JJ.

GILBERT, Chief Judge.

Twenty-four year old Anthony C. Cheney died as a result of receiving a blood transfusion. Unfortunately, the blood contained the dreaded Acquired Immune Deficiency Syndrome virus (AIDS).1 His surviving spouse, Theresa M. Cheney, made claim under an accidental death insurance policy issued by Bell National Life Insurance Company ("Bell"). Bell refused payment on the ground that Mr. Cheney's demise was not occasioned...

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