OPINION
LACAGNINA, Judge.
Monarch Insurance Company and its managing agent, Frelinghuysen Livestock Managers, Inc. (FLM), appeal from a jury verdict and judgment awarding William and Betty Zekan and Lasma Corporation compensatory and punitive damages, and from orders of the trial court denying motions for judgment n.o.v. and new trial.
The case arises from a claim made on an insurance policy insuring the life of a horse euthanized after the issuance...
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