MEMORANDUM OPINION
SIMPSON, District Judge.
In this case, the plaintiff, Mable Snellen, seeks a declaration of her rights under a homeowner's policy issued by the defendant, State Farm Fire and Casualty Company, as well as damages for breach of the insurance contract. It is before the Court on cross-motions for summary judgment.
It is undisputed that the plaintiff owned a home near Clermont, Kentucky, which was severely damaged by fire on November...
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