MEMORANDUM OPINION
ROSS W. KRUMM, Bankruptcy Judge.
Facts
This matter comes before the Court on the Motion to Convert filed by the Debtor, Harry Jackson Hughes, to convert from Chapter 13 under Title 11 of the United States Code to Chapter 12 under Title 11 of the United States Code. Permanent Savings Bank, having filed a response in opposition to the Motion to Convert, appeared by counsel, and the Debtor appeared in person...
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