RULING ON CROSS-MOTIONS FOR SUMMARY JUDGMENT
DORSEY, District Judge.
Plaintiff seeks declaratory and injunctive relief and damages for defendant's alleged violation of the Truth-in-Lending Act ("TILA" or "Act"), 15 U.S.C. § 1601, et seq. and Conn.Gen.Stat. § 36-393, et seq. Plaintiff and defendant entered into an open-end credit agreement for a VISA credit card.
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