ORDER
OWENS, Chief Judge.
This case is brought by Dennis D. Hall in order to recover under a policy of insurance issued by Time Insurance Company (Time). By agreement of the parties, this case has been submitted to the court for a decision on the merits based upon the evidence in the record. The parties, therefore, have waived any right to a trial by jury that they might otherwise have been entitled to in this case.
Factual Background
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