MEMORANDUM OF OPINION AND ORDER
SCHWARZER, District Judge.
Plaintiff Safeco Insurance Company of America (Safeco) moves for summary judgment on all claims asserted in its action for declaratory relief. Defendants Thomas Simmons and LaDonna Rae Simmons, who are husband and wife, are insureds under a policy issued by Safeco. Safeco seeks a determination that certain claims of the defendants are limited by the per accident and per person limits of the policy...
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