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HAYNES v. HANOVER INS. COMPANIES

No. 85-1553.

783 F.2d 136 (1986)

Edwin C. HAYNES and Barbara Haynes, Appellants, v. The HANOVER INSURANCE COMPANIES, Appellee.

United States Court of Appeals, Eighth Circuit.

Decided February 4, 1986.

Attorney(s) appearing for the Case

Robert S. Barney, Bloomfield, Mo., for appellants.

Russell F. Watters, St. Louis, Mo., for appellee.

Before LAY, Chief Judge, BRIGHT, Senior Circuit Judge, and ROSS, Circuit Judge.

ROSS, Circuit Judge.

Appellants, Edwin C. Haynes and Barbara Haynes, as tenants by the entirety, owned a residence in Dunklin County, Missouri on which Mr. Haynes obtained a homeowners' insurance policy from appellee, the Hanover Insurance Companies. The policy covered direct losses by fire, including up to $48,000 on the dwelling, $24,000 on the personal property contents, and $9,600 for loss of use of the premises. Mr. Haynes was the named insured under the policy...

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